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    320 High Tide Dr. Suite 101 Saint Augustine, FL 32080-2324 O: 904.298.8282
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Rule change affects high earners making catch-up contributions
Workers who exceed a certain wage threshold must make retirement plan catch-up contributions to an after-tax Roth account.
Retirement & Longevity
Asset-based long-term care solutions: A more flexible option
As we’re living longer, asset-based long-term care insurance can help you live your best life well into retirement.
Retirement & Longevity
Read
Watch Webinar
Webinar replay: State of Play: Discipline Over Emotion
4/13/2026
Chief Investment Officer Larry Adam provides timely market and economic commentary and analysis.
Markets & Investing
Reading the yield curve
4/13/2026
Doug Drabik discusses fixed income market conditions and offers insight for bond investors.
Markets and Investing
Navigating the economy, geopolitics and asset classes in the months ahead
4/10/2026
Review the latest Weekly Headings by CIO Larry Adam.
Markets & Investing
Read
Inflation rears its ugly face, again
4/10/2026
Raymond James Chief Economist Eugenio J. Alemán discusses current economic conditions.
Economy & Policy
Read
Leveraging your digital presence for business growth
How to harness the power of your online footprint to engage current and prospective customers.
Business Ownership
Read
Differentiating between fundamentals and investor sentiment
4/9/2026
Raymond James Senior Investment Strategist Pavel Molchanov explores why sentiment often diverges from fundamentals
Markets & Investing
How cyber savvy are you?
Cyberattacks are the nation’s fastest-growing crime. Review these tips for keeping your personal information safe.
Technology & Innovation
Retirement planning considerations for corporate executives
Determine which strategies will help you reach your retirement goals.
Retirement & Longevity
What drives gas price volatility and how it impacts US households
4/7/2026
Geopolitical tensions and disruptions to global energy supply often lead to higher gas prices at the pump. 
Markets & Investing
Schedule a Meeting
Cogent AdvisorsCogent Advisors
  • 320 High Tide Dr. Suite 101 Saint Augustine, FL 32080-2324
  • O: 904.298.8282
  • Map & Directions
  • Map & Directions

©2026 by Cogent Independent Advisors, Inc. Financial Planning and Investment Advisory Services provided by Cogent Independent Advisors, Inc. ("Cogent") dba Cogent Private Wealth, a Registered Investment Advisor and subsidiary of Cogent Group LLC. Cogent is neither a tax nor legal advisor. Clients must consult their own tax and legal advisors prior to implementing any recommendations. Nothing on this page constitutes a recommendation for a particular investment or strategy. Nothing on this website constitutes a solicitation to buy or sell any specific security. Cogent's home state is Florida, and can only do business with clients domiciled in states where first authorized or exempt from authorization. Cogent is not a licensed insurance agency. Cogent Tax Strategies LLC, Cogent Risk Management LLC, and Cogent Independent Advisors, Inc. are affiliated companies. Cogent Tax Strategies LLC and Cogent Risk Management are not Registered Investment Advisors. Any phone numbers Cogent collects and any consent Cogent receives for marketing to you will not be shared with 3rd party providers. Cogent will never sell your personal data. See our Privacy Policy, including our SMS Privacy Policy, and important disclosure documents here.

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