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  • MDU00-St AugustineFL
    320 High Tide Dr. Suite 101 Saint Augustine, FL 32080-2324 O: 904.298.8282
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Rule change affects high earners making catch-up contributions
Workers who exceed a certain wage threshold must make retirement plan catch-up contributions to an after-tax Roth account.
Retirement & Longevity
Asset-based long-term care solutions: A more flexible option
As we’re living longer, asset-based long-term care insurance can help you live your best life well into retirement.
Retirement & Longevity
Read
Read
Retirement planning considerations for corporate executives
Determine which strategies will help you reach your retirement goals.
Retirement & Longevity
Infographic: Thriving in retirement

Here are five ways to help you enjoy the transition to retirement and live life to the fullest.

Retirement & Longevity
Stay safe from Medicare scams
Four red flags to watch for
Retirement & Longevity
Read
Where should you retire?
Hint: It’s about more than the weather and scenery.
Retirement & Longevity
Watch Video
Visualize your future [VIDEO]
A tailored financial plan can help you achieve the unique future you have in mind.
Retirement & Longevity
Read
Financial resolutions for 2026
Start the new year right by reviewing and revamping your financial plan.
Family & Lifestyle
Infographic: Building a complete care team for a confident retirement
10 professionals worth having on speed dial.
Retirement & Longevity
Infographic: Navigating your Medicare enrollment
Whether you’re approaching Medicare eligibility for the first time or considering changes to your existing plan to better suit your needs, this guide will help you prepare for enrollment and navigate your options.
Retirement & Longevity
Aging solo
The practicalities and possibilities of embracing the future on your own.
Retirement & Longevity
Schedule a Meeting
Cogent AdvisorsCogent Advisors
  • 320 High Tide Dr. Suite 101 Saint Augustine, FL 32080-2324
  • O: 904.298.8282
  • Map & Directions
  • Map & Directions

©2026 by Cogent Independent Advisors, Inc. Financial Planning and Investment Advisory Services provided by Cogent Independent Advisors, Inc. ("Cogent") dba Cogent Private Wealth, a Registered Investment Advisor and subsidiary of Cogent Group LLC. Cogent is neither a tax nor legal advisor. Clients must consult their own tax and legal advisors prior to implementing any recommendations. Nothing on this page constitutes a recommendation for a particular investment or strategy. Nothing on this website constitutes a solicitation to buy or sell any specific security. Cogent's home state is Florida, and can only do business with clients domiciled in states where first authorized or exempt from authorization. Cogent is not a licensed insurance agency. Cogent Tax Strategies LLC, Cogent Risk Management LLC, and Cogent Independent Advisors, Inc. are affiliated companies. Cogent Tax Strategies LLC and Cogent Risk Management are not Registered Investment Advisors. Any phone numbers Cogent collects and any consent Cogent receives for marketing to you will not be shared with 3rd party providers. Cogent will never sell your personal data. See our Privacy Policy, including our SMS Privacy Policy, and important disclosure documents here.

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