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Documents

Transparency

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It's just what we believe in.  Below are all the forms you'll need in order to know exactly what you're signing up for.  Nothing to hide around here.

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That's COGENT.

Financial Planning

Basic Fact Finder

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This form is used to collect information for use in a financial plan.  We ask you about your goals & concerns, your assets, liabilities and insurance policies, your risk tolerance and your budget.

Financial Planning

Planning Agreement

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This form is the contract you sign when buying a financial plan or signing up for coaching services.

Investment Advisory

Client Profile

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This form collects regulator required data for each investment advisory client COGENT has.

Investment Advisory

Advisory Agreement

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This is the contract between you and COGENT laying out the terms of the advisory relationship.  Schedule A within this document governs the advisory fees and investment objectives for each account.

All Services

Form ADV 2A & 2B

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This document is the main disclosure document required by law to be provided to each client.  It details all required client disclosures for both COGENT and Kristopher Schnell, the owner.

All Services

Privacy Policy

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This document details our policies on the data we collect from you and how it is handled.

Speaking Engagements

Speaking Engangement Form

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Use this agreement to hire a COGENT advisor to speak at your next function.

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Pertinent Documents including Privacy Policy

©2023 by Cogent Independent Advisors, Inc. Financial Planning and Investment Advisory Services provided by Cogent Independent Advisors, Inc. ("Cogent") dba Cogent Private Wealth, a Registered Investment Advisor and subsidiary of Cogent Group LLC. Cogent is neither a tax nor legal advisor.  Clients must consult their own tax and legal advisors prior to implementing any recommendations. Nothing on this page constitutes a recommendation of a particular investment or strategy. Nothing on this website constitutes a solicitation to buy or sell any specific security.  Cogent's home state is Florida, and can only do business with clients domiciled in states where first authorized or exempt from authorization. Cogent is not a licensed insurance agency. Cogent Tax Strategies, LLC and Cogent Independent Advisors, Inc. are affiliated companies. Cogent Tax Strategies, LLC is not a Registered Investment Advisor. Any phone numbers Cogent collects and any consent Cogent receives for marketing to you will not be shared with 3rd party providers. Cogent will never sell your personal data.  See our SMS Privacy Policy here.

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