Basic Fact Finder
This form is used to collect information for use in a financial plan. We ask you about your goals & concerns, your assets, liabilities and insurance policies, your risk tolerance and your budget.
This form is the contract you sign when buying a financial plan or signing up for coaching services.
This form collects regulator required data for each investment advisory client COGENT has.
This is the contract between you and COGENT laying out the terms of the advisory relationship. Schedule A within this document governs the advisory fees and investment objectives for each account.
Form ADV 2A & 2B
This document is the main disclosure document required by law to be provided to each client. It details all required client disclosures for both COGENT and Kristopher Schnell, the owner.
Form ADV 2B - Deborah Ellis
This document is the disclosure document required by law to be provided to each client working with Deborah Ellis. It details all required client disclosures for Ms. Ellis.
Form ADV 2B - Bill Fried
This document is the disclosure document required by law to be provided to each client working with Bill Fried. It details all required client disclosures for Mr. Fried.
This document details our policies on the data we collect from you and how it is handled.
Speaking Engangement Form
Use this agreement to hire a COGENT advisor to speak at your next function.